Mortgage Calculator

Use this simple mortgage calculator with taxes and insurance to estimate how much home you can afford. Not sure what to put for a down-payment?

  • For FHA loans, enter 3.5%
  • For USDA or VA loans, enter 0% 
  • For conventional loans enter 10-20%

This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the average county property taxes, and their effect on the total monthly mortgage payment. PMI can vary some with different loans, and an average only. For an accurate quote, visit our Home Loan Services.

Purchase & Financing Information

Show me the calculations and amortization